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| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
 | S$196.20 | 27.90% p.a. | Citi Miles | 30,000 pts | Up to 25 | ||
 | S$0 | 27.80% p.a. | HSBC Reward points | 42,000 pts | Up to 20 | ||
 | S$196.20 | 27.90% p.a. | Maybank TREATS Points | — | Up to 20 | ||
 | S$0 | 27.80% p.a. | — | — | Up to 25 | ||
 | S$0 | 27.90% p.a. | — | — | Up to 20 | ||
 | S$0 | 27.90% p.a. | — | — | Up to 20 | ||
 | S$1,744 | 27.80% p.a. | Membership Rewards | 100,000 pts | Up to 22 | ||
 | S$708.50 | 27.80% p.a. | HSBC Reward points | 145,500 pts | Not published | ||
 | S$0 | 27.90% p.a. | Citi ThankYou Rewards | 40,000 pts | Up to 25 | ||
 | S$327 | 27.80% p.a. | Membership Rewards | 40,000 pts | Up to 22 | ||
 | S$0 | 27.90% p.a. | Maybank TREATS Points | — | Not published | ||
 | S$651.82 | 27.90% p.a. | Citi ThankYou Rewards | 112,500 pts | Up to 25 | ||
UOBSignature •••• •••• •••• •••• Credit Card CompareVisa | S$0 | 27.80% p.a. | — | — | Not published | ||
Standard CharteredSignature •••• •••• •••• •••• Credit Card CompareVisa | S$0 | 27.90% p.a. | Standard Chartered 360° Rewards | — | Up to 22 | ||
 | S$196.20 | 27.90% p.a. | — | — | Up to 25 | ||
American ExpressPlatinum •••• •••• •••• •••• Credit Card CompareAmerican Express | S$545 | 27.80% p.a. | Membership Rewards | — | Up to 22 | ||
 | S$0 | 27.80% p.a. | yuu Points | — | Up to 25 | ||
 | S$0 | 27.90% p.a. | — | 300 pts | Up to 25 | ||
 | S$0 | 27.90% p.a. | — | — | Up to 20 | ||
 | S$0 | 27.80% p.a. | Singapore Airlines KrisFlyer | 16,000 pts | Up to 22 |
What's happening in November
By 
David BoydUpdated 1 November 2026
- Market news
More people in their 30s and 40s in Singapore seek help over credit card debt.
Rising numbers of middle-aged Singaporeans are seeking assistance with credit card debt, often driven by gradual accumulation rather than one-time spending events. This reflects broader financial pressures on households.
The growing number of middle-aged Singaporeans seeking debt counselling suggests credit card strain is a persistent feature of household finances rather than a temporary spike, affecting people across different life stages.
- Market news
Credit card interest rates and fees rising at some Singapore banks.
Several banks in Singapore are increasing their credit card interest rates and fees, affecting cardholders' borrowing costs.
If you carry a balance on your credit card, the cost of borrowing is becoming more expensive at some banks, with rates now reaching as high as 27.78% p.a. across the 41 cards we track.
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